ReturnToWork SA
Policy Setup support for employers
Workers Compensation made easy for your business, by Employers Comp.
Return to Work SA is the Nominal Insurer for South Australia
ReturnToWork SA is the name of the Workers Compensation Nominal Insurer in South Australia, which is provided by the South Australian state government. All businesses that have deemed workers in South Australia and pay over $14,920 per year in renumeration must comply with this compulsory requirement and register for Injury Insurance cover within 14 days of qualifying.
Quick Policy Set Up Tips
ReturnToWork SA South Australia
Policy Set Up Tip # 1
Get your WIC Code Correct
A SAIC code is a key part of your Workers Compensation Insurance program. There are over 500 SAIC codes to match your business activity. Your premium depends on the right SAIC code and the business activity for your business. You need to have the right SAIC code to avoid overpaying on your Premiums. A specialist like Employers Comp can help you pay the correct SAIC code for your business.
Policy Set Up Tip # 2
Number of Deemed Workers
A deemed worker is a person who is considered a worker for workers compensation purposes. In South Australia Workers Compensation, this group includes Working Directors, employees, apprentices, trainees, and some independent contractors. You should remember that the numbers you provide for the number of workers and wages paid to deemed workers when you request a quick quote are only estimates.
Phoenix Hotel
“I really appreciate the support from Employers Comp, which is really helpful and valuable for a business like ours.”
What We Do
Employers Comp has assisted thousands of businesses in managing their Workers Compensation Insurance compliance. We assist our clients by providing the following four core services.
Cover Set Up
Actual Wages
Advice
Renewals
Policy Set Up Tip # 3
Plan and Budget
Employers Comp can help you with your premium payments. You can pay monthly to manage your cashflow better, but if you skip a payment, you must pay the full premium or face debt collection from your nominal insurer. If you need help with your workers Compensation budgeting, contact us, we have helped many businesses with their Workers Compensation cover.
Policy Set Up Tip # 4
Use a Professional
ReturnToWork SA can be tricky to understand, as it has its own subtleties. It's not like regular insurance, as it's a government Injury Insurance scheme, there are extra reporting obligations. If you run a small business, you'll have to report your operations every year to your Agent. Getting professional help can make the process easier, saving you time and giving you confidence. Need help? you can contact us at Employers Comp.
Starting a New Business
Get Set Up Right
Get Covered, Get Compliant, focus on your business and protect you and your Workers.
Free Eligibility
Check
Built for Small
Business
Save Time
Peace Of Mind
GJN Industries
“The team at Employers Comp have
fantastic customer service, nothing is
ever too hard.”
How We Help
Employers Comp has assisted thousands of businesses in managing their Workers Compensation Insurance compliance. We assist our clients by providing the following nine core services.
Cover Set Up
We review your specific needs to provide you with tailored, compliant Workers Compensation protection.
Registration
Registering a new company, policy or claim we provide you with ongoing advice to save you time and provide you with peace of mind.
Premium Payments
We help you manage your WIC Codes and payments to ensure you can afford your cover and avoid penalties and fines.
Documents
Have access to your documents 24/7. No matter where you are you have access to your policy documents on the go.
Contractors Compliance
Not all contractors are your deemed workers. But some are and they need to be included in your policy. We take the headache away.
Advice
Our team of experts provides you with the Unlimited Advice and guidance to help you navigate the complex world of Workers Compensation.
Renewals
Unlimited support to manage your Renewal. This includes our Representation Guarantee, supportingyou through the renewal audit process.
Compliance made easy for your business.
No matter your industry, we've got the perfect plan to suit your needs.
Adams Mowing
“I am very happy with the team at Employers Comp, they are extremely prompt and supportive”
ReturnToWork SA South Australia Definitions
What is a Deemed Worker?
It’s Complicated!
A Deemed Worker is an individual who is “deemed to be a worker” for Workers Compensation purposes. This will include Full-Time, Part-Time and Casuals employees in your business. This will include some Directors in your business, and in some situation’s Independent Contractors. When renewing your ReturnToWork SA Policy it is the obligation of the employer to include all relevant Deemed Worker remuneration a business has paid when completing your Employers Renumeration Return. Using a specialist like Employers Comp will assist you in ensuring you declaring your Wages accurately and on time to ensure you comply with your Workers Compensation Insurance obligations.
Is a Working Director a Deemed Worker?
It's still complicated!
You may need to have a ReturnToWork SA Injury Insurance Policy if you are a Sole Operator and you use an Australian Business Number (ABN) and an Australian Company Number (ACN), and you pay yourself more than $14,920 in wages or dividends. This policy can help you if you get injured or sick because of your work. Contact us for a quote and our team will tell you if you can get this policy.
What is an Employer Remuneration Return?
Your legal responsibility as a Policy Holder.
One of your obligations as an employer and policy holder is to report how much Rateable Renumeration you have paid to your workers each year, through an Employer Remuneration Return. This is a formal government submission. This step is important because it helps ReturnToWork SA ensure you pay an Injury Insurance premium that’s both fair and accurate for your business, making sure you are paying the appropriate amount of premium based on your actual wages. It’s a record keeping requirement that all Policy Holders have to provide. Employers Comp takes this hassle away so you can focus on your business.
Handz Constructions
“I am very happy with the team at Employers Comp, they are extremely prompt and supportive”
Contact Us
Complete the form in the link below and a member of our team will be in touch as soon as possible.